-->

[sje.gujarat.gov.in/gskvn] Mahila Samridhi Yojana (MSY) Gujarat Safai Karmchari New Yojana 2020

Mahila Samridhi Yojana (MSY) Gujarat Safai Karmchari New Yojana 2020

With the objective to encourage women entrepreneurs and give impetus to their business journey, the Ministry of Social Justice and Empowerment, the Government of India has implemented a strategic policy – Mahila Samridhi Yojana. Under the visionary scheme, the government provides microfinance to women entrepreneurs hailing from marginalized sections of the society – backward classes. Designed considering the women empowerment, the flagship scheme is being implemented by a wide range of channel partners nationwide. Targeted women beneficiaries are identified and given loan either directly or in the form of Self-Help Groups (SHGs).

[sje.gujarat.gov.in/gskvn] Mahila Samridhi Yojana (MSY) Gujarat Safai Karmchari New Yojana 2020

(1) Mahila Samridhi Yojana (MSY) Gujarat 

Elgibility
  • Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose
  • For small and petty trade/business and sundry income generating activities.
Quantum of loan
  • Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
  • Balance 10% is to be provided by the Channelizing Agencies (CAs) in
  • the form of loan, subsidy and from any other available sources of funds.
Promoters’ contribution
  • Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
  • From NSKFDC to CAs : 1% p.a.
  • From CAs to beneficiaries : 4% p.a.
Repayment period
  • Upto 3 years after implementation period of 3 months and a moratorium of 6 months.
Mahila Samridhi Yojana

(2) Micro Credit Finance (MCF)

Elgibility
  • Safai Karamcharis, Scavengers and their dependants.
Purpose
  • For small and petty trade/business and sundry income generating activities.
Quantum of loan
  • Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
  • For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
  • Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
  • Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.
Repayment period
  • Upto 3 years after implementation period of 3 months and a moratorium of 6 months.
(3) MAHILA ADHIKARITA YOJANA (MAY)

Elgibility
  • Women Safai Karamcharis/ Scavengers and their dependant daughters
  • Purpose For small and petty trade/business and sundry income generating activities.
Quantum of loan
  • Upto 90% of the unit cost with a maximum of Rs.75000.
  • Balance 10% is to be provided by the Channelizing Agencies
  • (CAs) in the form of loan, subsidy and from all other available
  • sources of funds.
  • Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries
Rate of interest
  • From NSKFDC to CAs : 2% p.a.
  • From CAs to beneficiaries : 5% p.a.
Repayment period
  • Upto 5 years after implementation period of 3 months and a moratorium of 6 months.
Online apply time period
  • Application Period from 15/06/2030 to 15/10/2050
Important Links Mahila Samridhi Yojana
THIS SCHEME VISION & MISSION Mahila Samridhi Yojana

Mahila Samridhi Yojana VISION

To rehabilitate the target group i.e. Safai Karamcharis, Scavengers and their dependants (having the population of about 50 Lac) by providing the financial assistance at concessional rates of interest for any viable income generating activities, Education loan and imparting skill development training programme in a time bound manner.

To cover the maximum number of persons of the target group by providing benefits under the schemes & programmes of NSKFDC, who are the poorest among the poor across the country.

MISSION to empower the Target group and its dependants to break away from traditional occupation, depressed social conditions & poverty and leverage them to work their own way up the social and economic ladder with dignity and pride.

Related Posts